Starting a Career
College graduates often enter the workplace with a lot of ambition and even more college debt. But sound financial planning with a McCauley Nicolas advisor will help you aggressively tackle your college debt so you can put your energies into more important things — buying a home, starting a family or launching a new business venture.
Getting Married & Having Children
Getting married changes everything about your financial situation. Having children changes even more. But whether it’s life insurance needs, college planning and trusts, adoption issues or any other family-related financial questions, McCauley Nicolas can help.
We can assist you in every area of your financial life from estate and retirement planning to investing. Every financial situation is unique, and you can rely on us to work closely with you to ensure your family’s financial security.
College Planning
It’s no secret that college tuitions are on the rise. And figuring out how to pay for your or your child’s education can be daunting. But even though a college education is more expensive than ever, it’s absolutely necessary to bolster your child’s earning potential.
McCauley Nicolas will assist you in putting together a plan to achieve your goals without leaving you or your child saddled with school debt. We will help you sort through the available financing options such as Educations Savings Accounts and 529 Plans so that when it comes time to enroll, the resources you need will be in place.
Real Estate, Major Purchases & Investing
From buying or refinancing a home to investing, tax planning and making major purchases, McCauley Nicolas can help. Your McCauley Nicolas advisor will be happy to consult with you on any financial decisions you make — large or small — to ensure your money is working for you.
And with expertise in a wide variety of investment options such as 401k plans, Roth IRAs, mutual funds, stocks and money market accounts — just to name a few — McCauley Nicolas can help you formulate an investment strategy tailor-made for your lifestyle and financial goals.
Caring for Aging Family Members
Whether you need assistance in estate planning, eldercare or tax planning, McCauley Nicolas can help you take care of the business that comes with taking care of a loved one. Together with you, we will evaluate tax and estate issues so you can make the decisions that best benefit your family.
Unexpected Life Events
Protecting yourself, your family and your assets in the event of a long-term illness, injury or death is key to maintaining financial stability. And whether you’re considering disability insurance, health insurance, long-term care or life insurance, McCauley Nicolas can help.
Of course, not everything that happens in life is negative. Perhaps you’re met with a new business opportunity or a chance to buy a vacation home in Florida. Maybe you’ve been offered that big promotion and need to relocate. You need someone who you can work with on those things too. McCauley Nicolas will help you be prepared for whatever life has in store.
Inheriting Wealth
Inheriting wealth often comes with complex tax obligations. With McCauley Nicolas’ expertise in tax planning and wealth management, you can rest assured knowing you’re making the right moves. From charitable giving options to investment strategies, we will help you make the most of your inherited wealth.
Getting Divorced
Getting a divorce can be a chaotic experience. It takes a huge toll both emotionally and financially. With experts in asset protection, tax planning and litigation support, McCauley Nicolas will help you find order so you can make it through your divorce with your lifestyle — and peace of mind — intact.
Retiring
Retirement should be a time for enjoyment — a time for you to pursue your passions. McCauley Nicolas will help you lay the groundwork for a successful retirement while also assisting you with trusts, estate planning and covering contingencies for long-term care.
It’s important to understand your own wishes and expectations — and those of your loved ones — before illness or disability occurs. McCauley Nicolas will help you address these issues so you’ll have peace of mind knowing that, no matter what happens, your family will be taken care of.